Boat Insurance Broker

Comprehensive Boat Insurance, Your Way

Don’t set sail without it!

Call Now: 01708 855141 Request a Quote

Marine Insurance Specialists

Every boat, every adventure, insured.

Yacht Insurance

Comprehensive cover for yachts of all sizes, from small leisure yachts to superyachts.

Sailboat Insurance

Protection for sailing boats, whether for leisure or competition, with optional race coverage.

Speedboat Insurance

Iinsurance for high-speed boats, covering third-party liability and accidental damage.

Dinghy Insurance

Safeguard your dinghy and your enjoyment on the water with reliable insurance coverage.

Narrowboat Insurance

Coverage for narrowboats, with special focus on inland waterway and canals.

Small Boat Insurance

We can cover a variety of smaller vessels, including rowing boats, canoes, and jet skis.

Marina Insurance

We offer comprehensive insurance solutions for marinas and their operators.

Commercial Boat Insurance

Specialised insurance schemes designed specifically for small commercial craft.

Boat Insurance Broker

Specialist Marine Insurance for Boats and Yachts

For over 50 years, William Taylor Insurance, a boat insurance broker, has been the trusted choice for boaters like you. Our team understands the joys and challenges of life on the water because many of our experts are passionate sailors themselves.

That’s why we offer comprehensive insurance designed to keep you covered against everyday mishaps, getting you back on the water quickly with minimal disruption to your boating adventures.

Whether you take to the water in a super-yacht, sailing dinghy or canal boat, we can make sure your vessel and liabilities are protected with tailored policies and claims support.

Vessel fire, theft and damage
Equipment and personal effects
Third party liability
Both in the marina and at sea

A yacht covered by our boat insurance broker service.

Why you should choose us

Peace of mind awaits, no matter your type of boat

Did you know that over 668,000 households in the UK enjoy the freedom of boating? Whether you cruise the coast on a luxurious superyacht, navigate tranquil canals on a narrowboat, or feel the thrill of competition in a sleek sailing dinghy, William Taylor Insurance has you covered.

We understand that every boat owner has unique needs. That’s why we offer tailored boat insurance policies that can be customised to fit the size, type, and usage of your vessel. From protecting your investment against fire, theft, and accidental damage to safeguarding your equipment and personal belongings, we have you covered.

Our comprehensive policies extend protection even beyond your boat. We ensure you’re financially responsible for any injuries or property damage caused to others, whether you’re docked in the marina or exploring the open seas.

Call Now: 01708 855141 Request a Quote

Navigate with Confidence

The Benefits of Boat Insurance from William Taylor Insurance

Comprehensive Coverage

We offer tailored policies to suit both boat insurance and yacht insurance needs, giving you full protection against the unique risks associated with maritime activities.

Specialist Knowledge

Our team are experts in marine insurance, with years of experience protecting boat and yacht owners. We understand the complexities of marine risks and ensure you receive the best advice for your needs.

Flexible Premiums

We offer flexible and competitive premiums on all our boat insurance and yacht insurance policies, helping you secure comprehensive protection at an affordable price.

Boat Insurance FAQs

Boat insurance is a type of coverage that protects boat owners against financial loss due to damages, theft, liability, and accidents involving their vessels. It typically includes various protections, such as coverage for the boat itself, personal belongings on board, and potential injuries to others. This insurance is crucial for safeguarding investments and ensuring peace of mind while enjoying boating activities.

Several factors influence the cost of boat and yacht insurance, including:

Value and Type of Vessel: More expensive or specialised vessels, like yachts, naturally attract higher premiums due to the increased repair or replacement costs.
Cruising Range: Boats that sail in high-risk or international waters may see higher premiums.
Security Features: Installing anti-theft devices, alarms, and secure moorings can help reduce insurance costs.
Experience and Claims History: An experienced skipper with no prior claims will often benefit from lower premiums.

Your private boat insurance can be tailored to suit the type and value of your vessel and personal effects, taking into account the locations you’ll be travelling to, your guests and crew.

Cover benefits can include fire, theft and damage to property, third party liability, and additional extensions such as racing cover and road transit.

Key coverage types include:

Hull & Machinery: Protects your boat’s structure and equipment.
Third-Party Liability: Covers damages to others’ property or injury claims.
Personal Belongings: For valuable items kept on board, such as navigation gear or personal electronics.
Racing Cover: For those who participate in competitive sailing events, coverage can be extended to include race damage or increased liability.
Most insurers also offer tailored packages for specific vessels, such as dinghies, speedboats, and yachts, with unique policy terms to suit different types of watercraft.

Third-party liability is one of the most crucial aspects of marine insurance. It provides cover for situations where your boat causes injury to another person or damage to property. Many policies offer liability cover ranging from £2,000,000 to £5,000,000, though it’s wise to check the specific requirements if you plan on mooring your boat or yacht in particular marinas, as higher liability limits may be required.

For boaters participating in international races or visiting overseas ports, liability extensions are often necessary to comply with local regulations. For example, some regions like Italy and Australia have mandatory higher liability requirements.

While boat and yacht insurance are similar, the key differences often lie in the scale of coverage. Yacht insurance tends to be more extensive and includes provisions for larger vessels that may operate in international waters.

Boat Insurance: Typically covers smaller leisure craft, often for inland or coastal use. Coverage is usually limited to the UK and European waters.
Yacht Insurance: More comprehensive, with additional options for long-distance cruising, racing, and international voyages. Yachts are often covered for transoceanic travel, and insurers offer features like “bluewater” coverage for longer trips.

We insure a wide range of boats, including yachts, speedboats, sailing boats, narrowboats, dinghies, jet skis, and small seafaring craft.

Yes, obtaining a boat insurance quote is free and can be done online via our form or over the phone.

This covers loss or damage to your vessel caused by fire, theft, or accidental damage.

If you’re at fault, your liability coverage can help pay for damages or injuries to others.

Yes, coverage generally extends to incidents occurring while towing, but review your policy for details.

You can make a claim by contacting our claims department or through our online claims page.

Claim processing times vary, but we strive to handle claims promptly and keep you informed.

Yes, you can typically make changes to your policy, such as adjusting coverage limits or adding a new vessel.

William Taylor Insurance Services Ltd

3.7

review us on

G L

11:22 31 May 22

Great service & advice with competitive prices

Pum White

13:48 21 Feb 20

Thomas Brooks

15:15 10 Aug 19

First class service. Can't fault the WT team at all.Neale is very helpful, I have receivedgreat advice from him.

Ian b

13:43 09 May 19

Very helpful

justin ogilvie

11:34 29 Mar 18

I have been dealing with William Taylor Insurance for 25 years for my commercial cover, I wouldn't go anywhere else..primarily because of the service..second to none..old fashioned values..and they search out the best rates for me..nothing is ever too much trouble..I would recommend you try them..5 star..

Ready to Hit the Water?

For more information about our boat insurance or yacht insurance policies, or to obtain a quote, get in touch with us today. We’re here to provide tailored advice and ensure you have the best coverage for your vessel.

Call Now: 01708 855141 Request a Quote