Marina Insurance

Secure Your Marina with Our Insurance Solutions

Call Now: 01708 855141 Request a Quote

Marina Insurance: Protect Your Waterfront Business

Running a marina or yacht club requires careful management of unique risks to keep your property, clients, and operations protected. William Taylor Insurance, in partnership with Costero’s Marine Team, offers specialised marina insurance that provides thorough coverage across a range of needs—from physical property damage to liability and business interruption.

Coverage for Every Marina Operation

Our marina insurance policies offer robust protection for a wide range of scenarios:

  • Physical damage to wet and dry property
  • Liability coverage for marina operators
  • Business interruption and extra expense
  • Pollution clean-up
  • Port blockage

Whether you’re managing a small harbour or a large yacht club, our policies ensure you’re protected against the risks specific to marina operations.

Policies for Any Kind of Waterfront

We recognise that every marina and yacht club is unique. That’s why we offer customised policies to suit your specific requirements:

  • Marina operators
  • Boat dealers
  • Yacht clubs
  • Waterfront property owners

No matter what type of waterfront business you run, we’ll craft the perfect policy for you.

Why Marina Insurance is Essential

Marina insurance is a crucial investment for marina owners and operators. It provides a safety net against a wide range of risks that could potentially devastate a business. By safeguarding your assets and liabilities, you can ensure the long-term sustainability of your marina.

One of the primary benefits of marina insurance is its ability to protect your physical assets. From piers and docks to buildings and equipment, your marina is susceptible to damage from natural disasters, accidents, and vandalism. A comprehensive insurance policy can help cover the costs of repairs or replacements, minimising financial loss and business disruption.

In addition to physical assets, marina insurance can also protect your business from liability claims. Accidents can happen, and if someone is injured on your property, you could be held responsible. Liability insurance can help cover legal fees and potential settlements, shielding your business from significant financial burdens. By investing in marina insurance, you can operate your business with confidence, knowing that you are protected against unforeseen circumstances.

Marina Insurance
Insurance Expertise

Why Choose William Taylor for Marina Insurance?

      Coverage Options Tailored for Marinas and Marine Businesses

      Our marina insurance policies offer a flexible approach, allowing clients to choose between standalone or package options based on their specific requirements. Coverage includes essential protection for both physical assets and liabilities:

      Physical Damage Coverage

      • Wet Property: Covers piers, docks, and wharves, ensuring that your critical water-based infrastructure is safeguarded from physical damage.
      • Dry Property: Protects marina buildings, cabins, and other land-based assets, offering reassurance that your marina’s infrastructure is secure.
      • Commercial Tools & Equipment: Coverage extends to essential commercial tools and equipment, reducing financial strain in case of damage or loss.
      • Owned Watercraft Hull: Comprehensive protection for marina-owned vessels, ensuring they’re covered against accidental damage or loss.

      Liability Coverage

      • Marina Operator’s Legal Liability: Protects against legal claims arising from marina operations, including damage to boats while in your care.
      • Commercial Marine Liability: Covers general liabilities related to your commercial marine activities, offering peace of mind as you operate.
      • Marina Operators Protection & Indemnity (P&I): Essential cover to protect marina operators against liability claims specific to the marine environment.

      Business Interruption and Extra Expense

      Additional Sublimits and Extensions

      To provide more comprehensive protection, our marina insurance can be enhanced with a range of sublimits and extensions:

      • Liquor Liability: Essential for marinas offering hospitality or events, this cover protects against liabilities associated with alcohol service.
      • Pollution Clean-Up: Covers the cost of cleaning up pollution incidents, ensuring environmental compliance and community trust.
      • Port Blockage: Protects against financial loss due to port blockage events, minimising disruptions to your business operations.
      • Water Sports Liability: Provides coverage for liability claims related to water sports activities conducted on marina property.

      Flexible Peril-Based Coverage

      Our marina insurance includes flexible, peril-based options to match your location’s unique risks, with protection against:

      • Wind (Including Named Storms)
      • Hail
      • Flood
      • Collapse
      • Earthquake
      • Fire

      Contact Us for a Quote

      Protect your marina business with confidence, knowing that William Taylor has you covered. Contact us today to discuss your marina insurance needs and receive a bespoke quote. Let us help you navigate the complexities of marine insurance, so you can focus on what truly matters—running a successful waterfront business.

      Call Now: 01708 855141 Request a Quote